So you’re at lunch, your friend pays and you hop onto your online banking, as usual, to transfer them the money. But instead of tapping away for a few minutes, you can now just say ‘Hey Google, pay Jenny $20 for lunch today…’ and Google Assistant will do the rest for you. Google has merged Google Wallet/Android Pay to create their competitor to Apple Pay, so users in the US are now able to use Google Pay to pay others directly, without the need to log in and out of online banking apps constantly. Got that one friend who never remembers to pay? You’re in luck because Google is taking the awkwardness out of asking them for the repayment, as you can also use voice-activated technology to request money. While this feature is on your phones, you’ll still be asked for a fingerprint or password confirmation when you pay someone, so it’s pretty secure, and Google won’t be paying out anything without you knowing about it. On top of this, Google has announced plans to add Google Pay to speakers such as Google Home, although as yet any extra security beyond voice recognition hasn’t been announced for this future update.